Consumer advocate: In our nation, food packages must list the number of calories per food serving. But most of the serving sizes used are misleadingly small and should be updated. The serving sizes were set decades ago, when our nation’s people typically ate smaller portions than they do today, and, as a result, people eating typical portions today consume more calories than the package labeling appears to indicate that they will. It is time package labeling reflected these changes.
Which of the following is the main point of the consumer advocate’s argument?

In the figure above, X and Y represent locations in a district of a certain city where the streets form a rectangular grid. In traveling only north or east along the streets from X to Y, how many different paths are possible?
Banker: My country’s laws require every bank to invest in its local community by lending money to local businesses, providing mortgages for local home purchases, and so forth. This is intended to revitalize impoverished local communities. But it is clear that the law will soon entirely cease to serve its intended purpose. An increasing number of banks incorporated in our country exist solely on the Internet and are not physically located in any specific community.
The banker’s argument is most vulnerable to criticism on which of the following grounds?