Critical Reasoning
试题详情
题目：
Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits. An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. If depositors were more selective, then banks would need to be secure in order to compete for depositors' money.
The economist's argument makes which of the following assumptions?
选项:
A、Bank failures are caused when big borrowers default on loan repayments.
B、A significant proportion of depositors maintain accounts at several different banks.
C、The more a depositor has to deposit, the more careful he or she tends to be in selecting a bank.
D、The difference in the interest rates paid to depositors by different banks is not a significant factor in bank failures.
E、Potential depositors are able to determine which banks are secure against failure.
答案:
E
提问：
这道题我关注的是economist的观点，即这个insurance导致failures，然后D选项说的是利率高低不影响failure，然后我就理解成排除他因，所以选了，求老师指出错误的点
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提问：
since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure. 这句话怎么翻译呢？ E选项怎么符合原文逻辑了呢？？我选的B
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