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[Reading Comprehension]

试题详情

文章：

Line         Historians remain divided over the role of
  banks in facilitating economic growth in the
  United States in the late eighteenth and early
  nineteenth centuries. Some scholars contend
(5) that banks played a minor role in the nation’s
  growing economy. Financial institutions, they
  argue, appeared only after the economy had
  begun to develop, and once organized, followed
  conservative lending practices, providing aid to
(10) established commercial enterprises but
  shunning those, such as manufacturing and
  transportation projects, that were more
  uncertain and capital-intensive (i.e., requiring
  greater expenditures in the form of capital than in
(15) labor).
       A growing number of historians argue, in
  contrast, that banks were crucial in transforming
  the early national economy. When state
  legislatures began granting more bank charters
(20) in the 1790s and early 1800s, the supply of
  credit rose accordingly. Unlike the earliest banks,
  which had primarily provided short-term loans to
  well-connected merchants, the banks of the early
  nineteenth century issued credit widely. As Paul
(25) Gilje asserts, the expansion and democratization
  of credit in the early nineteenth century became
  the driving force of the American economy, as
  banks began furnishing large amounts of capital
  to transportation and industrial enterprises. The
(30) exception, such historians argue, was in the
  South; here, the overwhelmingly agrarian nature
  of the economy generated outright opposition
  to banks, which were seen as monopolistic
  institutions controlled by an elite group of
(35) planters.


题目：

The passage suggests that the scholars mentioned in line 4 would argue that the reason banks tended not to fund manufacturing and transportation projects in the late eighteenth and early nineteenth centuries was that

选项:

A、these projects, being well established and well capitalized, did not need substantial long-term financing from banks
B、these projects entailed a level of risk that was too great for banks’ conservative lending practices
C、banks preferred to invest in other, more speculative projects that offered the potential for higher returns
D、bank managers believed that these projects would be unlikely to contribute significantly to economic growth in the new country
E、bank managers believed funding these projects would result in credit being extended to too many borrowers

答案:

B

提问：

1729817298

解答：

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阅读720
解答： 王文静

提问：

1729817298

解答：

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阅读721
解答： 王文静老师

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